Checking & Money Market Accounts
Managing your money can be complex. To simplify things, we offer several options and the individual attention to help you make the decision that will best suit your checking needs including interest bearing, non-interest bearing and no-fee accounts.
We offer what other banks offer, but with a very big difference. We provide local, friendly, professional service on a one-on-one basis for all of your banking needs.
Green Advantage Checking Account
It's free, environmentally-friendly, and you earn a high interest rate (comparable with that of a CD) by banking green.
Tiered interest paid on all balances
$50 minimum balance required to open all accounts
Direct deposit of your primary source of income is required**
Enrollment in online banking and e-statements is required**
Debit card*
Peoples Choice
It’s free. It's easy. And it's our most popular account!
Unlimited check-writing
$50 minimum balance required to open all accounts
No monthly maintenance or transaction fees
Debit card*
World Class Interest Checking
Perfect if you carry a higher balance and want to earn interest
Unlimited check-writing
$50 minimum balance required to open all accounts
Tiered interest paid on all balances
Must maintain a $750 per month or $1,500 average ledger
balance to avoid monthly maintenance fee of $10
Debit card*
Peoples Preferred Checking
Exclusive benefits reserved for customers age 55 and greater
Unlimited check-writing
Tiered interest paid on all balances
$50 minimum balance required to open all accounts
Must maintain aggregate deposit balance of $2,500
to avoid monthly maintenance fee of $10
Free checks
Free money orders
Debit card*
Money Market Accounts
Maintain a higher account balance, earn more interest than the standard savings or checking accounts, and still have access to your money. To access the funds in your Money Market Account, you can write a check, transfer money to another account, use a preauthorized electronic agreement, or access NetTeller, our online banking system.
Tiered interest on all balances
$50 minimum balance required to open all accounts
Must maintain minimum balance requirement of $2,500
to avoid minimum balance fee of $10
Clear up to six checks per month for free
Unlimited signed transactions at any of our locations
Six unsigned transfers (including checks, online banking, phone banking,
and transfers) per month with online banking or phone banking
Visit one of our locations for current rate information, calculation methods, and to obtain your copy of our Truth in Savings disclosure.
View our funds availability policy.
Federal regulation prohibits more than six preauthorized transfers per month. In person withdrawals are unlimited. Please see a Customer Service Representative for current rate information, calculation methods, and to obtain your copy of our Truth in Savings disclosure.
* If your debit card is not used four times each month, a $2 charge will apply. Separate eligibility requirements may also apply.
** If you do not enroll in direct deposit for your primary source of income, online banking, and e-statements within the first 60 days of opening the account, your account will function as a Peoples Choice Checking Account and you will not receive interest on your funds.
|
